HMDA Lessons Learned Virtual - RECORDING

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com for the possibility of attending at a non-member rate.

Online registrations are followed up with an email confirmation. Once an online registration is started you must click proceed to check-out and then click submit to finalize the registration. Registrants can view events they are registered for by using the MyKBA link on https://www.kybanks.com.

Program is via Zoom. You will receive Zoom link information the afternoon before the program and the morning of the program.

HMDA data collection and reporting continue to make the list of common violations at financial institutions, primarily because of the amount of information required to be reported, limited tolerance for errors, and issues related to the data collection process. When examining financial institutions, federal supervisory agencies with HMDA supervisory authority generally verify the accuracy of HMDA data within a sample of reported transactions, and if examiners find that the number of errors in the sample exceeds certain thresholds, an institution will be directed to correct and resubmit its HMDA data.     

The stakes are high during regulatory examinations with the threat of civil money penalties for HMDA reporting errors.  Discrepancies in reporting can also create a significant impact to a bank’s fair lending risk profile if data points are reported with errors. In this session, Brad Washburn, President of Steve H. Powell & Company will review the common pitfalls and best practices noted in recent audits and examinations relative to gathering and reporting data under current HMDA rules.  

This presentation would be beneficial for anyone with HMDA responsibilities, including loan officers, loan operations, compliance, audit staff and anyone else responsible for HMDA information gathering, documentation, reporting, and/or review of HMDA data.

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com for the possibility of attending at a non-member rate.

 
When
1/14/2025 10:00 AM - 12/31/2025 12:00 PM
Eastern Standard Time
Registration
Registration is closed.

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About the Speaker(s)



Mr. Brad Washburn
Steve H. Powell & Company

Brad Washburn began his career at Steve H. Powell & Company in 2002 as a Financial Institution Specialist specializing in regulatory compliance review, consulting, and training for financial institutions throughout the Southeast. In 2011 Brad was named a director where he was responsible for leading the Company’s Compliance Division, as well as assisting with strategic planning, business development and client relations. In 2022, he became a shareholder and President of the Company. Brad has served as a featured speaker and panel member for numerous banking trade group sponsored seminars and events related to regulatory compliance matters. He has served as an instructor for the Georgia Bankers Association (GBA) sponsored Georgia Banking School and Compliance School at the University of Georgia, and he has participated in banking programs with the Center for Excellence in Financial Services at Georgia Southern University. Brad has also been quoted in national publications as a subject matter expert regarding regulatory compliance matters. Brad has a BBA in Finance from Georgia Southern University, Statesboro, Georgia, is a Certified Anti-Money Laundering Specialist (CAMS) and is a Certified Regulatory Compliance Manager (CRCM). Brad is originally from Macon, Georgia and currently resides in Statesboro, Georgia with his wife, son, and daughters.


Education Alliance Cancellation Policy
 Substitutions are always welcome and encouraged. All cancellations and substitutions request must be submitted in writing prior to the event.

KBA Seminar Registrations can cancel 30 days prior to the event date and receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event.

KBA Schools Applicants can withdraw from a KBA School 10 days prior to the 1st day of the school for a refund minus a $150 cancellation fee. There is no refund if an applicant withdraws after the deadline or if applicant fails to attend the school, with the exception of extenuating circumstances. Due to commitments and expenses we cannot reverse, such as: handouts, food, beverages, room rentals, speaker fees, etc.; even extenuating circumstances will require partial refunds because of these expenses.