Larisa M. Collado has over 30 years of experience with the FDIC. Prior to joining the Chicago region, Larisa was the Risk Management & Applications Section Chief, where she oversaw numerous applications, enforcement actions, and problem and failing banks for the Atlanta, Chicago, and New York regions; led an interdivisional team in completing the FPG for codifying the Section 19 Statement of Policy into regulation; and delivered training to RMS staff nationwide on Lessons Learned from Post-Crisis Bank Failures:?Risk-Focused Forward Looking Strategies to Target Root Causes of Deficiencies.? Larisa has served on several details within and outside the division, including Acting Deputy Regional Director in the Atlanta Region, where she led the revision of the region’s internal review program and coordinated with field territories on virtual training; Acting Assistant Regional Director in the Dallas Region, and Acting Associate Director in DRR Franchise & Marketing.

Kelsey Davis began her career at FDIC as a Financial Management Scholar in 2014. She has worked for FDIC for 12 years focusing on consumer protection laws and regulations. She has gained extensive leadership on examinations of complex institutions with assets up to $9 billion, including banks within the DCP complex bank program, and as an investigating examiner on multiple de novo applications.?She has earned multiple awards for her leadership and extensive experience coaching and training internally and hosting and conducting externally.? Mrs. Davis earned a Bachelor of Arts Degree in Management and International Business, with departmental honors from the University of Kentucky, Lexington, Kentucky, and is a Certified Regulatory Compliance Manager.

Will began his career with the FDIC in 2014 and served in Memphis and San Francisco before accepting his current position in 2018. Will analyzes the economy of the six Chicago Region states and has written about trends in the automotive sector, rural depopulation, and commercial real estate conditions. He was a key economic author of a 2024 Banking Issues in Focus article about industrial transition among metro areas and has written about national and regional conditions in the agriculture sector. Will has a bachelor’s degree in economics from the University of Georgia in Athens.

Brennan Hailey began his FDIC career in 2011 with the Princeton Field Office, received his commission in 2016, and currently serves as Senior Examination Specialist. He has previously served as a Special Assistant to the Regional Director and Senior Risk Examiner and has completed acting assignments as Case Manager and Supervisory Examiner. In recent years, Mr. Hailey has led several significant initiatives, including collaborating with ROMIG to curate applications that improve risk identification and analysis, coordinating a region-wide succession planning review, and re-establishing the RMS Internal Review Program. He also contributed to the development and delivery of Introduction to Continuous Examinations Process examiner training session at the Seidman Center in Virginia Square and served as a presenter during the most recent Directors College cycle. He is a 2021 Graduate of the Stonier Graduate School of Banking at the University of Pennsylvania, where he also earned the Wharton School of Business Leadership Certificate. Mr. Hailey graduated Magna Cum Laude from Loras College in Dubuque, Iowa, in 2012 with a Bachelor of Science degree in Finance.

Lloyd McIntyre is an Examination Specialist (Fraud) in the FDIC Financial Crimes Section. His work focuses on fraud intelligence, suspicious activity report analysis, insider fraud training, and examination support. His 30 plus years of experience also includes bank supervision and management roles as an Examiner, Supervisory Examiner, Senior Policy Analyst, and Acting Chief. Mr. McIntyre has led and instructed fraud, leadership, and bank supervision courses at ASBA, FDIC, FFIEC, FinCEN, IADI, and numerous other agencies, trade associations, and director colleges. He is a graduate of West Virginia University, Morgantown, West Virginia, with a Bachelor of Arts degree in Economics, and the Southwestern Graduate School of Banking at Southern Methodist University, Dallas, Texas. He is an ACFE Certified Fraud Examiner and an ACAMS Certified Anti-Fraud Specialist. Mr. McIntyre has been actively involved in youth soccer as an administrator, coach, and referee for over 25 years. In 2020, he founded a non-profit soccer academy focused on reaching vulnerable kids and creating a positive play environment. His work has been recognized with the FDIC Nancy K. Rector Public Service Award in 2003 and as the United States Youth Soccer Girls Recreational Coach of the Year in 2023.

Patrick joined the FDIC in 2009 as a Compliance Examiner in Kentucky earning his commission in 2013. Throughout his FDIC career, he has examined and supervised a wide range of institutions, including troubled and complex financial institutions, and has developed expertise in compliance and community banking. For the past eight years, Patrick has served as a Supervisory Examiner and then Field Supervisor for the Kentucky-Ohio territory, overseeing the supervision of more than 150 banks. Before becoming a regulator, Patrick built a strong foundation in community banking. He began his career as an intern at a community bank in his hometown of London, Kentucky and spent the next 15 years working his way though various banking roles. His experience included serving in roles as a internal auditor, Compliance Officer, and Operations Officer at mid-sized institutions, providing him with firsthand knowledge of operational, compliance and strategic challenges facing financial institutions. Patrick is a graduate of the University of Louisville with a degree in Economics. Patrick also completed the ABA’s Stonier Graduate School of Banking, ABA’s Graduate School of Compliance, and Cannon Financial Institute’s Internal Audit Program.

Teresa M. Sabanty began her career with the FDIC in 1989 as an assistant examiner in the Urbandale, Iowa field office of the Kansas City Region. In 2004, Ms. Sabanty transferred to the Chicago Region to continue her career. She maintains both a compliance and risk management commission and over her 31 year career with the FDIC, she has served in various positions of increasing responsibility including Compliance and Risk Management Examiner, Senior Compliance Examiner, Review Examiner, Acting Field Supervisor and Assistant Regional Director; and on details including Special Assistant to the Regional Director, Special Assistant to the FDIC Vice Chairman, DCP Acting Associate Director and Acting Regional Director. She has assumed leadership roles in the development of the Corporation's training curriculum, the production of Director Technical Assistance Videos as part of the Corporation's Community Banking Initiative, and the assessment of FDIC's Supervision Modernization efforts through the Advisory Committee on Community Banking. Ms. Sabanty was promoted to Deputy Regional Director in November 2013 and oversees the compliance examination program for the Chicago Region of the FDIC. She holds a degree in business management from Central College, Pella, IA.

Becky Smith graduated from the University of Kentucky, with a Bachelor of Business Administration Finance Degree and minors in both Economics and International Business. She began her FDIC career as a Financial Institution Specialist in the Elizabethtown, KY Field Office in 2011. Mrs. Smith successfully completed the Corporate Employee Program and obtained her Division of Depositor and Consumer Protection commission in 2014. Since her commissioning, she has led several problem bank examinations, including those with significant Truth-in-Lending restitution, discriminatory violations, RESPA Section 8, and flood insurance violations with civil money penalties. Mrs. Smith has also completed Large Bank CRA evaluations and complex CRA evaluations, including adverse “Needs to Improve” ratings. She served as a Senior Compliance Examiner for over five years before being promoted to the Compliance Supervisory Examiner position in September 2022 for the Kentucky-Ohio Territory. Over the last 15 years at the FIDC, Mrs. Smith has earned multiple awards, including the Chicago Region's DCP Employee of the Year, for her leadership during complex and adverse examinations, along with her dedication to developing and training employees.

David Stahl is the Risk Management Acting Field Supervisor for the Lexington Territory, which covers both the Lexington and Louisville field offices, and has extensive examination experience of community banks.? David began his career with the FDIC in Hopkinsville, Kentucky over 27 years ago and prior to his current role, served as a Supervisory Examiner in the Lexington Field Office for approximately 17 years.? In addition to his duties as Acting Field Supervisor and Supervisory Examiner, David served as a Lead Instructor for the FDIC’s Introduction to Examinations School in Washington D.C for over 15 years.? He has an undergraduate degree in International Business from Northern State University, Aberdeen, South Dakota and an MBA, with a concentration in International Banking, from Texas A&M International University, Laredo, Texas.