Compliance & Legal Updates
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Governor Bowman Nominated for Vice Chair of Supervision

03/18/2025
President Trump nominated Federal Reserve Governor Michelle Bowman to be the Federal Reserve’s Vice Chair for Supervision. If confirmed by the Senate, Bowman will succeed Federal Reserve Governor Michael Barr.

Fraudulent Cashier's Checks: Lewisburg Banking Company

03/17/2025
Lewisburg Banking Company has had multiple fraudulent/altered checks presented over the last few weeks. All the checks have been drawn on an account number of a longtime customer.

United States District Court Grants KBA Members 1071 Injunction

03/12/2025
The United States District Court for the Eastern District of Kentucky granted the KBA and its members an injunction on the 1071 rule.

Phone Number Spoofing Warning

03/04/2025
Bedford Loan and Deposit Bank has a fraudster spoofing their phone number of 502-255-3287.

FDIC Withdraws Proposed Rules on Brokered Deposits, Corporate Governance and Change in Control

03/04/2025
The Federal Deposit Insurance Corporation’s (FDIC) Board of Directors approved the withdrawal of three outstanding proposed rules relating to brokered deposits, corporate governance, and the Change in Bank Control Act (CBCA).

FDIC Releases Guidance for Kentucky Disaster Areas

02/27/2025
The FDIC has released guidance with steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Kentucky affected by severe storms, flooding and mudslides.

FINCEN Extends Beneficial Ownership Deadlines for Businesses

02/21/2025
The Financial Crimes Enforcement Network (FINCEN) announced that beneficial ownership reporting requirements are back in effect after a federal court lifted the remaining nationwide injunction against the Corporate Transparency Act and the BOI reporting rule.

CFPB Funding Paused by New Acting Director

02/10/2025
Russ Vought, new acting Director of the CFPB, has told the Federal Reserve to halt funding for the bureau and ordered staff to pause all activities. The announcement came after Elon Musk on X suggested the CFPB would be eliminated.

Congressman Barr Promotes KBA’s 1071 work in Congressional Hearing

02/07/2025
On February 5th, at the House Financial Services Committee Hearing, Congressman Andy Barr promoted the work of the KBA on its 1071 form.