Compliance & Legal Updates
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January 9th Day of Mourning for President Carter not a Bank Holiday

01/04/2025
National days of mourning do not require or allow businesses or banks to close like a federal holiday normally does.

United States Appeals Court Pauses Beneficial Ownership Rule Again

12/27/2024
If you are confused, it is understandable. Three days after the United States Court of Appeals for the Fifth Circuit reinstated the Beneficial Ownership Rule, the same court has now paused the rule for small businesses.

United States Appeals Court Reinstates Beneficial Ownership Rule

12/26/2024
The United States Court of Appeals for the Fifth Circuit has reinstated the Beneficial Ownership Rule under the Corporate Transparency Act for businesses.

CFPB Caps Overdraft Fees at $5 without APR Disclosure

12/12/2024
The Consumer Financial Protection Bureau (CFPB) is expected to release a new rule today that caps overdraft fees at five dollars ($5) without an APR disclosure.

Agencies Seek Feedback on "Unnecessary" Regulation under EGRPRA

12/12/2024
The federal bank regulatory agencies announced their third notice requesting comment to reduce regulatory burden.

KDFI MRB Guidance

12/06/2024
Kentucky passed Senate Bill 47 on March 30, 2023, which legalized medical cannabis in Kentucky. The legalization of medical cannabis in Kentucky creates a conflict with federal law, where manufacturing, distributing, and selling cannabis remains illegal.

Federal Court Enjoins Business Beneficial Ownership Reporting

12/04/2024
Less than a month before a Jan. 1 deadline for businesses to report their beneficial owners to the Financial Crimes Enforcement Network (FINCEN), the United States District Court for the Eastern District of Texas has enjoined small businesses from having to report their beneficial ownership information.

Agencies Issue Interagency Statement on Elder Abuse

12/04/2024
“The joint statement provides strategies that can be effective in identifying, preventing and responding to elder financial exploitation. The joint statement does not establish new supervisory expectations or impose new regulatory requirements.”

Election Results: The Effect on Pending Rulemaking

11/25/2024
One of the most common questions since the last election is: what is going to happen to pending rulemaking?