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Revocable vs An Irrevocable Trust

01/07/2025
What are some of the differences between a revocable and an irrevocable trust?

Closing an Account With Social Security Benefits

12/16/2024
We are going to be closing an account that receives social security benefits – are there any timeline considerations to keep in mind??

Final Rule Amending 12 CFR part 328 And Teller Window Signage

12/09/2024
Under the final rule amending 12 CFR part 328, are we permitted to use a sign at a teller window that doesn’t have the gold background?

Commercial Transactions and Reconsideration of Value

12/02/2024
Does the recently issued Reconsideration of Value (ROV) guidance apply to commercial transactions?

Prospective Employee With Past Marijuana Possession Charges

11/18/2024
We have a prospective employee who was charged with possession of marijuana years ago. Does Section 19 of the FDI Act prevent them from being assigned an NMLS number??

Email to customers about products and the CAN-SPAM Act

11/12/2024
Our bank is updating the name of one of our products. We have ESIGN consent from our customers, but if we send an email letting them know about the change, will the message be subject to CAN-SPAM?

Verify Customer’s Identify When Amish Religion-Culture Prohibits a Photo ID

11/05/2024
A new customer of ours does not have a photo ID due to their Amish religion & culture. For CIP purposes, how are we supposed to verify this customer’s identity?