TIB’s Agent Credit Card Program, known as AgentXtra, provides community bankers a best-in-class solution for credit card issuing.

AgentXtra offers:

1. Partnership program complements the bank’s Treasury Service product offerings
2. TIB will never compete directly with the bank’s programs
3. Credit card options are easy to understand, straight forward product offerings
4. No bait-and-switch risk-based pricing or complicated, unsustainable rewards programs
5. Full revenue share based on actual interchange and interest income with a new account stipend
6. Digital facing and website integration to better enable branch and lending personnel
7. Reduced nuisance fees with extended grace period, improves customer satisfaction
8. Bank active in credit decisions based on existing relationship with applicant

Please contact us to learn more about the only agent card issuing program endorsed by the Kentucky Bankers Association.