 raising private capital from corporations for investment | AFFORDABLE HOUSING DEVELOPMENT |
 self-branded card services with rewards program | AGENT CARD PROGRAM |
 ATM services | ATM SOLUTIONS, INC. |
 KBA Members save up to 25% off Avis base rate | AVIS CAR RENTAL |
 Produces demographic and competitive profiles, customer and competitor maps and complete financial projections | BANCOGRAPHY PLAN |
 Employee Intranet Portal | BANCWORKS |
 Investment Management, Captive Management, Investment Subsidiary Services, Asset Liability Consulting, Bank Portfolio Consulting, Muni Credit Reviews | BANK CAPTIVE PROGRAM |
 Compliance Review Services | BANK COMPLIANCE REVIEW SERVICE |
 BankPolicies.com is the best resource for bank policies, job descriptions, and form templates | BANK POLICIES, JOB DESCRIPTION |
 5th Edition. This unique 17-page docu-ment is designed to be a quick and easy-to-use reference on the most common types of records that banks encounter. | BANK RECORD RETENTION QUICK NO |
 Managment tool for forecasting, margin analysis and comparisons, and branch performance. | BANKER'S DASHBOARD |
 A portable yet thorough publication that contains the laws and regulations most often used by Kentucky’s banking industry. | BANKING AND RELATED LAWS & RUL |
 confirm adequate mortgagor insurance coverage at loan closing | BLANKET MORTGAGE PROTECTION |
 fee income, helps offset the rising cost of employee benefits | BOLI (BANK OWNED LIFE INSURANC |
| fee income, helps offset the rising cost of employee benefits | BOLI (BANK OWNED LIFE INSURANC |
| Bank Owned Life Insurance (BOLI); supplemental executive retirement plans | BOLI/EXECUTIVE BENEFITS |
 mortgage orgination software, which enables banks to provide an enhanced digtial experience to their customers. | BORROWER WALLET |
| Evaluates the demographic and competitive environment surrounding your proposed branch location. | BRANCH SITE ANALYSIS |
| KBA Members enjoy savings of up to 25% off Budget base rates | BUDGET CAR RENTAL |
 We create and deliver integrated security solutions. | BUSINESS SECURITY SYSTEMS |
 Financial statement audits, internal audits, regulatory compliance services, IT audits, penetration and vulnerability testing, tax consulting and compliance, and forensic services | CARR, RIGGS & INGRAM, LLC |
 Instant Access to the National CD Market Place | CD RATELINE |
| Insures the institution-affiliated Party against CMPs leveled against them by a federal banking regulatory agency | CIVIL MONEY PENALTIES (CMP) PE |
 Provides traditional auditing and tax assistance to financial institutions | CLARK SCHAEFER HACKETT |
 engage account holders & drive growth | CLICKSWITCH |
| Blanket Mortgage Protection;
Master Property & Liability;
Lenders Single Interest (VSI);
Lenders Performance Bond | COL |
 compliance and legal question hotline | COMPLIANCE AND LEGAL HELP HOTL |
| policy and procedures, action plans, lending matrices, checklists, risk assessment tools | COMPLIANCE AND LEGAL TOOLS AND |
 seminars focused on lending and other compliance topics | COMPLIANCE TRAINING - LENDING |
 pen mark identifies counterfeit paper currency | COUNTERFEIT DETECTOR PENS |
 locate CRA-qualifying opportunities | CRA OPPORTUNITIES |
 Meaningful CRA credit for ensuring safe and secure senior living environments. | CRA PARTNERS AND SENIOR CRIMES |
| protect and secure magnetic strip on debit and credit cards | CREDIT CARD PROTECTOR SLEEVE |
 attractive commissions, as well as the potential for dividends earned through participation in the KenBanc Reinsurance captive allow your bank to make substantial fee income from our program | CREDIT LIFE INSURANCE PROGRAM |
 processing solutions | CREDIT SOLUTIONS |
 Audit Services | CROWE LLP |
 Counterfeit Detection is a highly efficient currency counter utilizing counterfeit detection technology. | CURRENCY COUNTER FF-1000 |
 satisfied banking customers are you most precious asset and your most powerful marketing tool | CUSTOMER SALES & SATISFACTION |
| liability coverage due to release of confidential information, access to team of experts to assist after a breach, first party coverage for expenses occurred handling the breach | CYBER/PRIVACY LIABILITY |
 SHAZAM’s the only nationwide independent, member-owned debit network, processor and core provider supporting community banks. Visit us at shazam.net. | DEBIT NETWORK AND DEBIT PROCES |
 serve small business customers more effectively | DELUXE BUSINESS CHECK PROGRAM |
| Generate higher revenues and improve your account holders’ experience while offering the popular designs and features | DELUXE CONSUMER CHECK PROGRAM |
 screening tool to identify prior history of fraud and account abuse | DELUXE DETECT® |
| Deluxe Provent®, a fully configurable suite of fraud and identity theft protection products. | DELUXE PROVENT |
| Massive buying power and inventory expertise to help you consolidate, simplify, and save. | DELUXE STRATEGIC SOURCING |
| Boost deposits and take advantage of turnkey deployment, flexible delivery options and solutions that match your customers' needs | DELUXE TREASURY MANAGEMENT SOL |
 digital communications platform for banks to connect with their customers using Messaging, Video, CoBrowsing and AI | DIGITAL COMMUNICATION PLATFORM |
| (D&O) protects directors, officers and companies against lawsuits in conjunction with professional services and non-professional exposures | DIRECTORS, OFFICERS AND COMPAN |
| Online portal for your board of directors. | DIRECTORSLINK |
 Black Knight’s DocVerify digital document verification platform sets the standard for remote-online and in-person electronic notarizations and eSignature capabilities. | DOCVERIFY |
 employment drug screening | DRUG TESTING |
 Full-service brokerage and investment banking firm providing financial solutions. | DUNCAN-WILLIAMS, INC. |
 GPS tracking system | ELECTRONIC SATELLITE PURSUIT |
 health, dental, long term disability, accidental death, death, retirement and voluntary insurance plans | EMPLOYEE BENEFITS |
| background check | EMPLOYMENT SCREENING |
 a new mobile-first financial education solutions | EVERFI - ACHIEVE |
| EDB is a single-policy solution to protect the depositors of financial institutions in excess of FDIC limits. | EXCESS DEPOSIT BOND |
| Non-Qualified Executive and Director Benefit Plans | EXECUTIVE BENEFITS |
 record employee emergency contacts | EXTORTION CARDS |
 Regional wholesale bank providing financial services for residential housing and economic development to 750 member financial institutions located in the Fifth District | FEDERAL HOME LOAN BANK OF CINC |
| Vive, Mortgage Life/Term Life; GAP; Credit Life Insurane Program | FEE INCOME |
 Fixed income sales, trading and strategies for institutional customers. | FHN FINANCIAL |
| fidelity coverage required by regulators and covers other types of fraud exposures | FINANCIAL INSTITUTION BOND |
 comprehensive discussion of Directors' common, statutory and ciminal liability | FINANCIAL INSTITUTION DIRECTOR |
| discover ways to improve profitability and efficiency, to better serve customers, employees, and shareholders | FINANCIAL SERVICE CONSULTING |
 Provider of secure and reliable technology solutions. | FINASTRA |
 Floodplain Consultants has been an industry leader for over 30 years in providing the highest level of accuracy and customer care regarding flood certification services | FLOOD ZONE CERTIFICATION SERVI |
 Online network of banks across the U.S., being used to share incidents of fraud and robbery. | FRAUD-NET |
 covers the difference between the borrower's outstanding loan balance and the actual cash value | GAP |
 Delivers outstanding growth and profitability results. | HABERFELD |
 get answers to questions about compensation, wages and hours, hiring, dismissal, personnel policy | HR HOTLINE |
| Human Resource management checklist | HUMAN RESOURCES MANAGEMENT CHE |
 nationwide listing of security features to assist in identifying driver licenses | ID CHECKING GUIDE |
 Counterfeit Detection. Hardware/software platform designed to au-tomatically authenticate ID-1 doc-uments such as driver’s licenses, military ID’s, green cards and other ID-1 identity cards that people use as proof of identity. | ID-150 MOBILE |
 Banks Choose ImageQuest for their Predictable Managed IT Model, Focus on Cybersecurity and Expertise in IT Compliance Services | IMAGEQUEST LLC |
| Individual life insurance provides you and your family with financial security and protects you against the uncertainties of life. Let our pricing tool find the best product for you. | INDIVIDUAL LIFE INSURANCE |
 automated tools & technology to manage overdraft services as a line of business | INTELLIGENT LIMIT SYSTEM |
 IntraFi Network’s innovative balance-sheet management solution. | INTRAFI NETWORK DEPOSIT |
| IntraFi Network’s innovative balance-sheet management solution. | INTRAFI NETWORK DEPOSIT |
 Our banking practice group provides a wide range of bank specific legal and consulting services. | JACKSON KELLY PLLC |
 Profitability and performance-improvement consulting firm. | JOHN M. FLOYD & ASSOCIATES |
| web-based financial literacy educational tool | K-12 FINANCIAL EDUCATION PROGR |
 K4 is an Architecture, Interior Design, Graphic Design and Construction Services firm specializing in the financial sector. | K4 ARCHITECTURE & DESIGN |
 The KBA Directory provides KBA Members access to
Member Lists, Vendors Resources, Kentucky Financial Institution Contacts and Locations. | KBA DIRECTORY |
 monthly KBA magazine, advertise, spotlight employees or bank, industry news | KENTUCKY BANKER MAGAZINE |
| protects the lender from losses due to undisclosed or unknown liens | LENDERS PERFORMANCE BOND |
| custom-tailored coverage for your consumer loan portfolio | LENDERS SINGLE INTEREST (A.K.A |
 expert assessment of the entire credit risk management process | LOAN REVIEW SERVICES |
 Managed IT services for small and medium sized businesses. | LOUISVILLE/LEXINGTON GEEK |
 mobile bill pay app for your self-employed customers | MACH1 |
 Whether you need support for existing IT staff or total IT outsourcing, our services are tailored to suit the needs of your infrastructure. | MANAGED IT SERVICES |
| hazard coverage on a force-placed basis; hazard coverage for OREO properties | MASTER PROPERTY AND LIABILITY |
 Providing clients with highly specialized assurance, audit, technology, tax and accounting services | MCM CPAS & ADVISORS |
 Join over 1,150+ banks to access the #1 Loan Hub for Medical and Professional Loans in the country and put earning assets on your books today! | MEDICAL AND PROFESSIONAL LOAN |
 Special KBA member discounts on exclusive entertainment and travel offers | MEMBERDEALS |
 merchant service provider | MERCHANT SERVICES |
 Merchant service provider | MERCHANT SERVICES |
 Full service law firm representing large and small financial institutions. | MORGAN POTTINGER MCGARVEY |
| credit ordinary program; simplified term life products for your customers. In many states, they can be written using only the Limited Lines Credit insurance license. | MORTGAGE LIFE AND TERM LIFE |
 inspire teenagers and young adults to learn more about credit and personal finance | MY MONEY & ME: MANAGING MONEY |
 Fun facts on money, banks and how to save. For K-12 | MY SAVINGS BOOK & JOURNAL |
 Business registration filing and incorporation services for small business owners. | MYCORPORATION, A DELUXE COMPAN |
| strengthen enterprise resiliency, fortify business continuity planning | NCONTINUITY |
| analyze risk and cybersecurity maturity levels | NCYBER |
| automate manual findings process and conserve valuable resources | NFINDING |
 robbery prevention program | NO HAT, NO HOOD, NO SUNGLASSES |
 lobby door notice | NOTICE ALL WEAPONS PROHIBITED |
 lobby door notice | NOTICE NO PHOTO NO VIDEO |
| assess, manage, and resport risk more efficiently and effectively | NRISK |
| manage regulatory compliance in third-party vendor relationships | NVENDOR |
| Audit Management Software | NVERIFY |
 save an average of 20-30% on office product costs at Office Depot | OFFICE SUPPLY CORPORATE DISCOU |
| save on office product costs at Office Depot for home use | OFFICE SUPPLY EMPLOYEE DISCOUN |
 Take your short telephone on hold time and turn it into communication opportunities to help you effectively cross-sell your products. | ON-HOLD MESSAGING |
| adult focused, online learning platform that lives on Bank websites, providing financial education to communities while also serving as great content marketing | ONLINE + LIVE WORKSHOP FINANCI |
 Overdraft protection collections to help you generate income | OVERDRAFT PROTECTION COLLECTIO |
 PayFWDs focuses on pairing our local, personalized service with world-class technology to allow our clients to simplify their payroll and HR processes. | PAYROLL AND HR PROCESSES |
 Leading investment banking firm focused on the financial services sector, with more than 190 years of combined professional experience in investment banking, equity research, reporting, accounting and law. | PERFORMANCE TRUST CAPITAL PART |
| survey of compensation, benefit plans, admin practices, turnover rate | PERSONNEL SURVEY, KBA |
| | PERSONNEL SURVEY, KBA 2020 WOR |
 Aligning risk management & financial models. | PORTFOLIO RISK SOFTWARE |
 make your job posting easy to find, attract qualified applicants, hr resources,exclusive to financial services industry | POST A JOB/SEARCH RESUMES |
 PPP Forgiveness Opportunities | PPP FORGIVENESS OPPORTUNITIES |
 Sell your PPP portfolio with confidence and ease. | PPP LOAN PURCHASING |
| Refer upcoming rounds of PPP loans to ACAP. | PPP LOAN REFERRALS |
| Ability to scale quickly with high demand for PPP origination and forgiveness. | PPP ORIGINATION PLATFORM |
| Providing discovery and solutions to our customer's business frustrations. | PROFESSIONAL SERVICES |
| A reporting tool that measures product and household profitability and produces attractive, easy to read graphs and reports. | PROFITABILITY MONITOR |
 online replacement cost valuator for residential and commercial properties | PRONTO |
| Director, Officers and Company Liability (D&O); Financial Institution Bond; Cyber Liability; Excess Deposit Bonds; Civil Money Penalties | PROPERTY AND CASUALTY |
 Full-service wealth management and investment banking firms | RAYMOND JAMES |
| KBA members can sign up to receive for free email updates | REGULATIONS UPDATES |
 full-service broker dealer specializing in profitable investment programs | RETAIL INVESTMENT SERVICES |
| customer rewards program | REWARDS PROGRAMS |
| solutions to keep you compliant with federal regulations | RISK MANAGEMENT SERVICES |
 KBA teamed up with SBS CyberSecurity to provide educational programs to certify a banker has the knowledge and skills to protect against today's cybercrime. The certification programs are uniquely designed to address community banking needs, using community banking problems and solutions. | SBS INSTITUTE |
| Add your bank name and logo on each calendar you order for prominent display in your customers' homes and businesses. Photos of KY landscape submitted by Kentucky bankers and their family members. | SCENES OF KENTUCKY - CALENDAR |
 high quality, higher yield secured consumer loans | SECURED CONSUMER LOANS |
| dye pack system for teller and vault protection.
| SECURITYPAC ELECTRONIC PROTECT |
| SHAZAM’s the only nationwide independent, member-owned debit network, processor and core provider supporting community banks. Visit us at shazam.net. | SHAZAM SECURE |
| online testing solutions
| SKILLS TESTING |
 financial and industry data, research, news, tools that help track performance, generate alpha, identify investment ideas, understand competitive and industry dynamics | SPGLOBAL.COM |
 Offers institutional clients a comprehensive combination of fixed income products and services | STIFEL FINANCIAL |
 SRM advises in critical areas such as payments, digital transformation, core processing, artificial intelligence, and operational efficiency. | STRATEGIC RESOURCE MANAGEMENT, |
| Cat 5 Enhanced, Cat 6, Cat 6 Augmented, High Pair Count Copper or Fiber Optic Cabling | STRUCTURED CABLING |
 Investment advisory and asset-liability consulting firm | TAYLOR ADVISORS, INC. |
 managed IT services solution | TECHNOLOGY ONESOURCE |
| let us help you review a communication system or help fill your audio, video web conferencing needs | TELECOMMUNICATIONS AND CONFERE |
| topics such as business etiquette, customer service, general banking, spanish, time management, finance, and marketing | TEXTBOOKS, HANDBOOKS AND WORKB |
 Inkless Fingerprint Device | THUMBPRINT SIGNATURE PROGRAM |
 commercial and residential title insurance and closing services | TITLE INSURANCE AGENCY PROGRAM |
| commercial and residential title insurance and closing services | TITLE INSURANCE AGENCY PROGRAM |
 Package pickup and delivery services | UPS SAVINGS PROGRAM |
 Counterfeit Detection Currency Counter. A highly efficient currency counter that automatically detects Super Dollars. | UVERITECH FF CT-550 |
 Counterfeit Detection Unit. Tell-er Helper detects counterfeit old and new currency notes, identi-fication documents, credit cards, official checks and negotiable instruments. | UVERITECH FF UV-16 |
| Our entirely remote staff guides and supports your institution where, when and how you need it. | VIRTUAL COMPLIANCE OFFICER |
 Term life insurance pricing tool | VIVE |
 live programs, webinars, online seminars, video recordings, text books, earn credits through ABA AIB and eLearning courses | WEBINARS, SEMINARS, SCHOOLS, O |