CFO Forum - Louisville

If you are not a KBA member, please contact Jamie Hampton at jhampton@kybanks.com or 502-736-1278 for the possibility of attending at a non-member rate.

Seminar 9 a.m. - 4 p.m. local time. Registration begins after 8:30 a.m. and breakfast will be available.

Bank Franchise Tax Changes

Matt Vance, KBA

The CFO’s Guide to Performance Banking

Sponsored by Deluxe

Barry Adcock, Deluxe

Your community Financial Institution’s (FI) operating model is under attack. In today’s challenging and dynamic economic environment, every basis point in your net interest margin (NIM) matters. The CFO plays an integral role in creating a performance banking culture. It’s part of the evolution of the CFO role itself. CFOs who can harness their data faster and focus on performance will come out on top. The CFO who brings their organization through these challenges successfully will not only keep pace with this evolution but will increasingly fulfill a role as a performance leader within their FI. Performance banking can not only help CFOs address today’s business challenges but can give community FIs a competitive advantage, enabling them to match the core performance of their bigger peers while playing on their strengths as smaller, more nimble institutions. In this session Barry will share the steps to building a performance banking culture that helped him evolve as a community bank CFO and save his bank from failing during the great recession.

Too Rich, Too Thin, Too Much Liquidity?

Sponsored by Stifel

Kamal Hosein, Stifel

It is maybe a high-class problem, but the clear issue for the industry is the margin compression caused by the excess cash on balance sheets, exacerbated by the PPP program. In this session, we will discuss the variables affecting the cash position and the alternatives being considered to enhance profitability through deployment of liquidity.

Management vs. Board Reporting • Understanding Your Audience

Sponsored by MCM

Sam Lafollette, MCM

CFOs have financial information that needs to be conveyed to the Board. They also have the keys to the financial kingdom for management, both financial and operational. In this session, we will explore the need to address the specific intended audience when preparing financial reports. We will discuss and evaluate when to prepare identical reports, and when to customize reports for the ultimate users.

Survival as a Community Bank • How to Create a Culture of Efficiency

Sponsored by PRI

Mike Holt and Mikelle Brady, PRI

Many experts claim to know the biggest threats to the future of community banking. They also claim to know what the “bank of the future” will be. But does anyone truly know? One thing is certain: the surviving banks will be profitable institutions with efficient operations that support the exceptional customer experience. This session will explore the steps to take to ensure all areas of the bank embrace the “culture of efficiency.” It will also outline the process for implementing a culture of efficiency and key benchmarks for bank leaders to verify that the bank is operating efficiently. Key Learning Objectives:
  • How to implement an efficient culture
  • Benchmarks to measure if you’re performing efficiently


Cancellation Policy

Cancellations received more than 30 days prior to the event will receive a full refund. Cancellations received between 29 days and 10 days prior to the event will be charged a $50 processing fee. There will be no refund for cancellations received less than 10 days prior to the event. Substitutions are always welcome and encouraged. All cancellations and substitutions must be submitted in written format prior to the event.

 

When
5/19/2021 - 5/19/2021
Where
Indiana Wesleyan University
1500 Alliant Avenue
Louisivlle, KY

About the Speaker(s)

SpeakerBlock
Mr. Barry Adcock
Barry Adcock
Deluxe

Barry helps community financial institutions (FI) identify and act upon opportunities to optimize their performance by building and empowering a performance banking culture that transforms all levels of the FI. Barry draws upon a deep understanding of financial institutions’ operations gained through almost 25 years’ experience in Controller and CFO roles at The Banker’s Bank, Georgian Bank and NorthSide Bank. As CFO of NorthSide Bank, Barry helped transform the culture of the bank, enabling quicker, smarter decisions that saved the bank from failure during the great recession. He holds a bachelor’s degree in business administration and accounting from Kennesaw State University and earned his CPA license from the State of Georgia in 1998. Barry lives outside of Atlanta with his wife and son. He is an avid fisherman who enjoys competing in local and regional bass tournaments.
Mr. Barry Adcock
Barry Adcock
Deluxe
Barry helps community financial institutions (FI) identify and act upon opportunities to optimize their performance by building and empowering a performance banking culture that transforms all levels of the FI. Barry draws upon a deep understanding of financial institutions’ operations gained through almost 25 years’ experience in Controller and CFO roles at The Banker’s Bank, Georgian Bank and NorthSide Bank. As CFO of NorthSide Bank, Barry helped transform the culture of the bank, enabling quicker, smarter decisions that saved the bank from failure during the great recession. He holds a bachelor’s degree in business administration and accounting from Kennesaw State University and earned his CPA license from the State of Georgia in 1998. Barry lives outside of Atlanta with his wife and son. He is an avid fisherman who enjoys competing in local and regional bass tournaments.ADCOCK, BARRY
Mrs. Mikelle Brady
Mikelle Brady
Profit Resources, Inc

Mikelle’s experience with financial institutions makes her a leading consultant in the retail banking arena. Her banking career spans nearly 20 years, beginning at a bank in Cincinnati, Ohio, where she gained knowledge and experience in retail banking and customer service. After joining PRI 14 years ago, Mikelle immediately developed expertise in procedure documentation, workflow reengineering, and project management with large institutions in documenting payment processing risk, loan post closing reengineering, lockbox operations standardization, and billing.

With community banks, Mikelle works on the retail side of the bank improving process efficiency and organizational structure. For banks $250 million to $3 billion in assets, she has implemented a customer service model that provides a detailed scheduling tool for staffing to the half hour based upon customer traffic trends. Mikelle additionally leads and manages the PRI Customer Sales and Satisfaction Solutions for banks, which includes deposit retention & segmentation and a sales culture assessment & action plan.

Mikelle is an instructor at the ABA Stonier Graduate School of Banking (a Wharton School partner), teaching “Strategies for Increasing Non-Interest Income.” She has developed educational sessions that were delivered to hundreds of bankers on topics related to bank profitability.

Mrs. Mikelle Brady
Mikelle Brady
Profit Resources, Inc
Mikelle’s experience with financial institutions makes her a leading consultant in the retail banking arena. Her banking career spans nearly 20 years, beginning at a bank in Cincinnati, Ohio, where she gained knowledge and experience in retail banking and customer service. After joining PRI 14 years ago, Mikelle immediately developed expertise in procedure documentation, workflow reengineering, and project management with large institutions in documenting payment processing risk, loan post closing reengineering, lockbox operations standardization, and billing.

With community banks, Mikelle works on the retail side of the bank improving process efficiency and organizational structure. For banks $250 million to $3 billion in assets, she has implemented a customer service model that provides a detailed scheduling tool for staffing to the half hour based upon customer traffic trends. Mikelle additionally leads and manages the PRI Customer Sales and Satisfaction Solutions for banks, which includes deposit retention & segmentation and a sales culture assessment & action plan.

Mikelle is an instructor at the ABA Stonier Graduate School of Banking (a Wharton School partner), teaching “Strategies for Increasing Non-Interest Income.” She has developed educational sessions that were delivered to hundreds of bankers on topics related to bank profitability.

BRADY, MIKELLE
Mr. Michael  Holt
Michael Holt
Profit Resources, Inc.

Mike’s banking and consulting experience gained over the past 17 years have established him as a lead revenue enhancement and EFT/interchange expert. As Partner at Profit Resources, Mike works diligently to keep PRI grounded in roots of helping community banks function more efficiently and effectively, while continuing to look toward the future at industry evolution for those same clients. As a consultant, Mike delivers the firm's Non-Interest Income work, implements and maintains the EFT profitability and performance model he built, negotiates system contracts, and manages projects of all shapes and sizes. As a speaker, Mike simply attempts to improve at avoiding projectile tomatoes and the ever-growing indoor cricket population.

Mike is an instructor at the ABA Stonier Graduate School of Banking (a Wharton School partner), teaching “Strategies for Increasing Non-Interest Income.” He has delivered educational sessions to hundreds of bankers on topics related to bank profitability.
Mr. Michael  Holt
Michael Holt
Profit Resources, Inc.
Mike’s banking and consulting experience gained over the past 17 years have established him as a lead revenue enhancement and EFT/interchange expert. As Partner at Profit Resources, Mike works diligently to keep PRI grounded in roots of helping community banks function more efficiently and effectively, while continuing to look toward the future at industry evolution for those same clients. As a consultant, Mike delivers the firm's Non-Interest Income work, implements and maintains the EFT profitability and performance model he built, negotiates system contracts, and manages projects of all shapes and sizes. As a speaker, Mike simply attempts to improve at avoiding projectile tomatoes and the ever-growing indoor cricket population.

Mike is an instructor at the ABA Stonier Graduate School of Banking (a Wharton School partner), teaching “Strategies for Increasing Non-Interest Income.” He has delivered educational sessions to hundreds of bankers on topics related to bank profitability.
HOLT, MICHAEL
Mr. Kamal Hosein
Kamal Hosein
Stifel Financial

Kamal Hosein is a Managing Director at Stifel, providing leadership to its 25+ member Fixed Income Strategies Group, which lends personnel, thought, and analytical resources to clients. He develops and aids in implementation of strategies for optimizing investments and balance sheets. Prior to joining Stifel (formerly Sterne Agee) in March of 2011, Kamal was an Executive Vice President and Treasurer for the $25 billion Colonial Bank (now BB&T), where he had been since June of 2003. His responsibilities included oversight and management of the bank’s overall interest rate risk, the fixed income investment and interest rate derivatives portfolios, wholesale funding sources and utilization, as well as loan and deposit pricing. Treasury responsibilities also included forecasting of income and capital, oversight of BOLI, management of rating agency relationships, and leadership on debt/equity offerings. Prior to that, Kamal worked at Compass Bank (now BBVA) for nine years in ascending roles in Treasury, including management of the bank’s $5 billion plus investment and interest rate derivatives portfolios. Kamal graduated summa cum laude with a Bachelor of Science and Master of Arts in Finance from the University of Alabama. He is a CFA charterholder and member of the CFA Society of Alabama.

Mr. Kamal Hosein
Kamal Hosein
Stifel Financial

Kamal Hosein is a Managing Director at Stifel, providing leadership to its 25+ member Fixed Income Strategies Group, which lends personnel, thought, and analytical resources to clients. He develops and aids in implementation of strategies for optimizing investments and balance sheets. Prior to joining Stifel (formerly Sterne Agee) in March of 2011, Kamal was an Executive Vice President and Treasurer for the $25 billion Colonial Bank (now BB&T), where he had been since June of 2003. His responsibilities included oversight and management of the bank’s overall interest rate risk, the fixed income investment and interest rate derivatives portfolios, wholesale funding sources and utilization, as well as loan and deposit pricing. Treasury responsibilities also included forecasting of income and capital, oversight of BOLI, management of rating agency relationships, and leadership on debt/equity offerings. Prior to that, Kamal worked at Compass Bank (now BBVA) for nine years in ascending roles in Treasury, including management of the bank’s $5 billion plus investment and interest rate derivatives portfolios. Kamal graduated summa cum laude with a Bachelor of Science and Master of Arts in Finance from the University of Alabama. He is a CFA charterholder and member of the CFA Society of Alabama.

HOSEIN, KAMAL
Mr. Samuel E. LaFollette, CTP
Samuel LaFollette
MCM CPAs & Advisors

Sam LaFollette, CTP, Assurance Partner, has more than 30 years of banking and public accounting experience. His expertise is in external and internal financial reporting and auditing for financial institutions including budgeting, projections and profit planning. His financial reporting experience has led to merger and acquisition analysis and accounting treatment application. In addition to managing fixed income investment portfolios, he has been responsible for interest rate risk and asset/liability management efforts for multiple banks as well as performing review procedures and Sarbanes-Oxley compliance.
Mr. Samuel E. LaFollette, CTP
Samuel LaFollette
MCM CPAs & Advisors
Sam LaFollette, CTP, Assurance Partner, has more than 30 years of banking and public accounting experience. His expertise is in external and internal financial reporting and auditing for financial institutions including budgeting, projections and profit planning. His financial reporting experience has led to merger and acquisition analysis and accounting treatment application. In addition to managing fixed income investment portfolios, he has been responsible for interest rate risk and asset/liability management efforts for multiple banks as well as performing review procedures and Sarbanes-Oxley compliance.LAFOLLETTE, SAMUEL
Mr. Matthew Vance
Matthew Vance
Kentucky Bankers Association

Matt has been the Chief Financial Officer of the KBA for the past 20 years. or 12 years prior to joining the KBA he worked in both public accounting and the private sector. Matt received his MBA from Bellarmine University in 2001, his BBA from Marshall University in 1988 and has been a licensed CPA since 1991. Matt was very involved in the Bank Franchise Tax repeal, including the accumulation of data analytics, profit modeling and comprehensive state tax research comparisons used to demonstrate how this antiquated tax had placed Kentucky banks at a competitive disadvantage and how this tax inequity had contributed, in part, to increased M&A activity from multi-state financial institutions. A native of West Virginia, Matt has lived in Louisville since 1989. When not working, he enjoys golfing, playing the ponies and spending time with his wife and three children.
Mr. Matthew Vance
Matthew Vance
Kentucky Bankers Association
Matt has been the Chief Financial Officer of the KBA for the past 20 years. or 12 years prior to joining the KBA he worked in both public accounting and the private sector. Matt received his MBA from Bellarmine University in 2001, his BBA from Marshall University in 1988 and has been a licensed CPA since 1991. Matt was very involved in the Bank Franchise Tax repeal, including the accumulation of data analytics, profit modeling and comprehensive state tax research comparisons used to demonstrate how this antiquated tax had placed Kentucky banks at a competitive disadvantage and how this tax inequity had contributed, in part, to increased M&A activity from multi-state financial institutions. A native of West Virginia, Matt has lived in Louisville since 1989. When not working, he enjoys golfing, playing the ponies and spending time with his wife and three children.VANCE, MATTHEW

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